Personal Savings and CDs
| Money Market | Classic Savings | Combo Savings | Penny Savers |
Christmas Club | |
|---|---|---|---|---|---|
| An easily accessible account that earns market rates | An account for traditional savings needs | A combination savings and checking account with same ownership | An account for children ages 0-18 | A weekly savings program for holiday giving | |
| Minimum to Open | $1000 | $100 | $100 | $10 | $5, $10 or $20 |
| Pays Competitive Interest | Tiered rates - refer to rate sheet | Yes | Yes | Yes | Yes |
| Monthly Fee | None, with a minimum daily balance of $1000; $10 fee if balance not met | None, with a minimum daily balance of $300; $3 fee if balance not met | None, with a minimum daily balance of $100; $3 fee if balance not met | None | None |
| Withdrawals | Preauthorized withdrawals up to 6 per statement cycle | Six withdrawals per month, $1 per additional withdrawal | Six withdrawals per statement cycle, $1 per additional withdrawal | Four withdrawals per month, $1 per additional withrawal | None; balance is disbursed on or about November 1 |
| Additional Benefits |
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Certificate of Deposits
Certificate of Deposits (CD’s) offer a safe secure investment option to complement an investors financial portfolio. Farmers State Bank offers a wide selection of terms to help achieve that goal. Please see one of our Customer Service Representatives for more information.
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