Rates
Effective as of December 03, 2024.
CERTIFICATES OF DEPOSIT (CD)
Minimum Opening Deposit - $500.00
Minimum Balance* to Obtain APY** - $500.00
| ACCOUNT TYPE | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|---|---|
| 3 MONTHS | .45% | .45% |
| 6 MONTHS | .55% | .55% |
| 12 MONTHS | 4.50% | 4.58% |
| 24 MONTHS | .85% | .85% |
| 36 MONTHS | 1.00% | 1.00% |
| 48 MONTHS | 1.15% | 1.15% |
| 60 MONTHS | 1.25% | 1.26% |
INDIVIDUAL RETIREMENT ACCOUNTS (I.R.A.)
Minimum Opening Deposit - $500.00
Minimum Balance* to Obtain APY**-$500.00
| ACCOUNT TYPE | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|---|---|
| 12 MONTHS | 4.50% | 4.58% |
| 24 MONTHS | 3.00% | 3.03% |
| 36 MONTHS | 1.00% | 1.00% |
| 48 MONTHS | 1.15% | 1.15% |
| 60 MONTHS | 2.00% | 2.02% |
* DAILY BALANCE (THE AMOUNT OF PRINCIPAL IN THE ACCOUNT EACH DAY.)
**ANNUAL PERCENTAGE YIELD (APY) IS ACCURATE AS OF THE EFFECTIVE DATE NOTED ABOVE, ASSUMING EARNINGS ARE CREDITED TO THE ACCOUNT AND REMAIN ON DEPOSIT. INTEREST WITHDRAWALS WILL REDUCE EARNINGS.
DEPOSIT ACCOUNTS
| ACCOUNT TYPE | MINIMUM OPENING DEPOSIT | MINIMUM BALANCE * TO OBTAIN APY** |
INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|---|---|---|---|
| PREMIUM CHECKING | $1,000.00 | $ 1,000.00 | .25% | .25% |
| MONEY MARKET | $1,000.00 | $0 - 24,999.00*** |
.50% |
.50% |
| $25 - 99,999.00*** | .75% | .75% | ||
| $100,000.00+*** | 1.15% | 1.15% | ||
| CLASSIC SAVINGS | $100.00 | $100.00 | .25% | .25% |
| COMBO SAVINGS | $100.00 | $100.00 | .25% | .25% |
| PENNY SAVERS | $10.00 | $100.00 | .25% | .25% |
| IRA SAVINGS | $25.00 | $100.00 | .25% | .25% |
| CHRISTMAS CLUB | $5, $10, or $20 | $100.00 | .25% | .25% |
| CHRISTMAS CLUB W/AUTO PAYMENTS | $5, $10, or $20 | $100.00 | .30% | .30% |
* Daily Balance (the amount of principal in the account each day.)
**Annual Percentage Yield (APY) is accurate as of the effective date noted above, assuming earnings are credited to the account and remain on deposit. Interest withdrawals will reduce earnings.
***Interest rate is paid on the entire balance in your account
PLEASE REQUEST FURTHER INFORMATION FROM OUR STAFF CONCERNING THE
TERMS AND CONDITIONS OF THESE ACCOUNTS.
